The new order: A renaissance in relationship banking in Scotland
Fifty years of tumultuous change has transformed the face of banking, from handsome stone edifices to snazzy apps on smartphones. But beneath the surface a resurgence in old style relationship...
Business succession: The four Fs in family enterprises
There are many Fs that could be considered regarding family enterprises, the obvious one being ‘family’ itself. But there are four other Fs which have been significant issues during my...
Retirement planning: Are baby boomers footing the bill for lacklustre economy?
Surge in number of pensioners paying income tax at the highest rates From whatever political standpoint there is general agreement that Scotland is a wealthy country. But there remains a...
Handelsbanken – bringing relationship banking to life
We offer local relationship banking and wealth management services to individuals and businesses, via dedicated account managers, with real decision-making capability.For many banking customers, the experience they want is no...
The Scottish advantage: Building for what comes next
What distinguishes Scotland’s founders is not just ambition, but conviction. The businesses that define this economy are tied to family, to place and to a purpose that runs well beyond...
Weatherbys and Scotland: partners in long-term growth
Weatherbys can trace its roots to 1770, when James Weatherby started providing services to the horse-racing industry. The business remains family-owned, with Roger Weatherby, chairman since 2023, representing the seventh...
Speculation on the UK Budget: A little knowledge is a dangerous thing
The UK government’s next Budget will be announced on 28 October. It may contain significant changes, but people should not make big decisions in advance, says Keith McLaren, a partner...
TEN YEARS AFTER BREXIT: Are we learning from our mistakes? How global finance impacts us all
Dr Russell Napier, the founder of the Library of Mistakes, gives a lesson in how global finance impacts us all. Dr Russell Napier, founder of the Library of Mistakes and...
How Inheritance Tax changes affect succession planning for farming and rural businesses ahead of the RHS
Succession planning is a key consideration for many rural businesses. Even though it can be difficult, ignoring it is not an option. Anyone who owns a business needs to plan...
Stressed-out Scottish charities working hard to stay afloat
Sir Thomas Lipton is in the pantheon of Scotland’s greatest entrepreneurs. Yet he is largely forgotten today. He foresaw the arrival of steam ships and cut out the middlemen to...