Ban on financial retentions could have major repercussions
The Commercial Payments Bill includes a ban on financial retentions in construction contracts. This is a significant change that could have serious implications, both in that sector and in commercial...
Why firm foundations are the all-important AI starting point
Last year workers using artificial intelligence data were three times more likely to have had a promotion and pay raise compared with workers dragging their feet on AI adoption.What does...
Business succession: The four Fs in family enterprises
There are many Fs that could be considered regarding family enterprises, the obvious one being ‘family’ itself. But there are four other Fs which have been significant issues during my...
A home is an opportunity for investment and a building block of our economy
Here in Scotland, housing is too often discussed in the context of crisis and emergency rather than opportunity. I write this with a clear understanding of why these labels have necessarily...
To solve northern power bottlenecks, future-proof the grid and UK’s energy storage
Britain is making meaningful progress in developing a lower-carbon electricity system, thanks in large part to northern low-carbon generation. The next challenge is building networks and sources of flexibility that...
Energy, tech and AI lead next wave of dealmaking as investors pursue M&A deals across sectors
As the summer recedes, there is a renewed push to get M&A deals across the line. The two industrial sectors that we are seeing leading the charge are energy and...
Handelsbanken – bringing relationship banking to life
We offer local relationship banking and wealth management services to individuals and businesses, via dedicated account managers, with real decision-making capability.For many banking customers, the experience they want is no...
The Scottish advantage: Building for what comes next
What distinguishes Scotland’s founders is not just ambition, but conviction. The businesses that define this economy are tied to family, to place and to a purpose that runs well beyond...
Planned IHT changes won’t stop commercial property strategy
Changes to pensions are fast approaching, but for business owners using their pension to hold commercial property, the reasons for doing so remain compelling.From April 2027, most unused pension funds...
SNIB, Hunter REIM and Ediston Real Estate form joint venture to develop 370 build-to-rent homes
The Scottish National Investment Bank (“the Bank”) has committed £19.5m to support the development of 370 single-family build-to-rent homes in Edinburgh.The development, located near Edinburgh’s Bio Quarter and Little France...